Having worked in Albany, I know a thing or two about dysfunctional government and, while it’s admittedly hard to do, Albany may well even beat out the United States Congress on that score. Nevertheless, the alternative isn’t always inherently better. Bills that do get passed – for example, those that directly affect my business – Let’s take Dodd-Frank, for example, resulted from bipartisan cooperation. The result? A hodge-podge of time-consuming regulations many of which won’t do a thing to help stave off the next financial crisis. At least for now, if the question is “something vs. nothing,” I’m feeling rather agnostic.