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This is a special “Wealth Actually” podcast.Â I spoke with an author and educator that has had a major impact on financial literacy and wealth management.Â He is also a terrific guy to boot!Â Over the course of our discussion, While I felt like I was nodding my head in agreement a lot (that’s the whoosh near the microphone), My guest’s nuanced views on wealth and his consistent and deep writing taught me a lot about the importance of great advice, clear thinking and long-term planning.
Jonathan Clements is the founder and editor of HUMBLEDOLLAR.COM. Heâ€™s also the author of eight personal finance books, including his latest, â€œFrom Here to Financial Happiness.â€Â Born in England and educated at Cambridge University, Jonathan spent almost two decades at The Wall Street Journal in New York, where he was the newspaperâ€™s personal finance columnist. He also worked for six years at Citigroup as Director of Financial Education for the U.S. wealth management business.Â You can find him on on Twitter (@ClementsMoney) and Facebook (https://www.facebook.com/ClementsMoney)
FROM HERE TO FINANCIAL HAPPINESS
- Tell us a little bit about your background
- How did your career evolve?
- How did writing become a part of it?
“From Here to Financial Happiness . . . in 77 Days”
- Where did the need for this book come from?
- “Just because it’s not complicated doesn’t mean it’s easy!”
- The Power of Compounding- why it’s vital.
- I’m impressed with the structure of the book and breaking down self-improvement steps in a series of days.Â How did you decide on that?
- Enjoyed the saving for retirement section.Â It has to happen first even though it’s a liability that is farthest away.
- What works and what doesn’t when trying to teach financial discipline to people whose
- After tax, After fee, After Inflation (spending); why is it so hard for wealth managers to frame things in these terms?
- Estate planning – necessary for everyone
- Friendly debate . . . whole life insurance as a way to save for LTC (instead of LTC insurance);Â The emergence of HSA’s . . .
- Where should you expect an advisor to add value?Â Robo-advice, tax advice, sounding board, investment performance
- State of the wealth management industry . . . fee compression, business models, the role of the advisor, consolidation, service standards
- Humble Dollar- terrific blog on investing and general financial literacy- what can we do as a country to help make people make better decisions?
- How can we get a hold of “From Here to Financial Happiness.”
- How do we find out more about your other writings?
- How do we keep track of your whereabouts?
To find my book, “Wealth, Actually”, click below!